Personal Checking & Savings

 

In Town Club Checking

For customers that value a banking relationship.

  • Checking with interest
  • .75% discount on standard personal loan rates
  • $100 off mortgage closing cost
  • .25% bonus rate on our standard certificate of deposit rates
  • 6 free transactions per month at non-1st State Bank ATMs
  • Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received.

Our In Town Club requires that you have one of the following:

  • A minimum average monthly balance of $1,000
  • Direct deposit
  • An automatic payment from a 1st State Bank account

 

Free Checking

Our basic no frills checking account

  • No monthly maintenance fee
  • No minimum balance requirement
  • 6 free transactions per month at non-1st State Bank ATMs
  • Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received.

 

HSA Checking (Health Savings Account)

This account is for you if you are using an HSA compatible healthcare plan and need to manage your HSA money.

  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited transaction allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received
  • Competitive tiered interest rates.

 

Personal Money Market

  • Unlimited deposits allowed
  • Unlimited withdrawals allowed if done in person or at the ATM
  • Competitive tiered interest rates
  • Minimum balance requirement: $ 5,000
  • Ability to write a limited number of checks to access your account
  • Preauthorized withdrawals, electronic transfers and checks are limited to six per month
  • $10 monthly service charge if monthly balance falls below $5,000

 

Savings

  • Unlimited deposits allowed
  • Unlimited withdrawals allow if done in person or at the ATM
  • Competitive tiered interest rates
  • No minimum monthly balance
  • Preauthorized withdrawals, electronic transfers and checks are limited to six per month

 

Certificates of Deposit

  • Competitive rates and terms
  • Maturities from 30 days to 10 years
  • Minimum balances starting at $500

 

For more information, visit any of our Banking Offices or please Contact Us.