Personal Checking & Savings

In Town Club Checking

For customers that value a banking relationship.

Checking with interest
.25% discount on standard personal loan rates
$100 off mortgage closing cost
.25% bonus rate on our standard certificate of deposit rates
6 free transactions per month at non-1^st State Bank ATMs
Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received.

Our In Town Club requires that you have one of the following:

A minimum average monthly balance of $1,000
Direct deposit
An automatic payment from a 1^st State Bank account

Free Checking

Our basic no frills checking account

No monthly maintenance fee
No minimum balance requirement
6 free transactions per month at non-1^st State Bank ATMs
Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received.

HSA Checking (Health Savings Account)

This account is for you if you are using an HSA compatible healthcare plan and need to manage your HSA money.

Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received
Competitive tiered interest rates.
HSAs with a daily average balance below $5,000, will be charged a monthly fee of $3

Personal Money Market

Unlimited deposits allowed
Unlimited withdrawals allowed if done in person or at the ATM
Competitive tiered interest rates
Minimum balance requirement: $ 5,000
Ability to write a limited number of checks to access your account
Preauthorized withdrawals, electronic transfers and checks are limited to six per month
$10 monthly service charge if monthly balance falls below $5,000

Savings

Unlimited deposits allowed
Unlimited withdrawals allow if done in person or at the ATM
Competitive tiered interest rates
No minimum monthly balance
Preauthorized withdrawals, electronic transfers and checks are limited to six per month

Certificates of Deposit

Competitive rates and terms
Maturities from 30 days to 10 years
Minimum balances starting at $500

For more information, visit any of our Banking Offices or please Contact Us.

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