Deposit Accounts


Regardless of the size of your organization, we have a solution for you to manage cash, from a simple straightforward checking account to a more customized approach to help manage complex banking needs. A 1st State Banker will help you select the account that is right for you.



  • No minimum activity charge
  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited items allowed*

*Items include checks paid and other debits, deposits and other credits, and checks deposited


Plus Checking

  • No minimum balance requirement
  • Tiered interest rate
  • 250 items allowed
  • Excess fees $0.25 per item over 250


Premium Money Market

  • $25,000 Average Monthly Balance to avoid maintenance charge
  • Tiered interest rate
  • Unlimited withdrawals if done in person or at the ATM
  • Preauthorized withdrawals, electronic transfers, or checks are limited to six per month


For more information, visit any of our Banking Offices, or please Contact Us.

Public Funds Contact

Lynne Neumeyer, Senior Vice President, Business Services & Public Funds
(989) 596-0843 | E-Mail