Business Charge Card



Our Business Charge Card provides you with benefits and rewards while providing the purchasing power you need. Let 1st State Bank’s business charge card be your safe, fast, convenient way to manage your business.

  • Customer service available 24/7
  • No annual fee
  • Earn travel and merchandise rewards through
  • Choose from three statement formats
  • Online account management by eZBusiness
    • Manage cash flow
    • Monitor employee spending
    • Options to manage user cards
    • Set individual spending limits
    • Lock access and more…



Reward Your Company

Points you earn on the 1st State Bank Business Charge Card can be redeemed for cash rewards as a statement credit! Points can also be redeemed for name brand merchandise or travel rewards.

Ask your banker how you can apply for a 1st State Bank Business Charge Card today. Visit to redeem your points. Visit to check your balance and redeem your points!



For more information, visit any of our Banking Offices or please Contact Us.


Lender Contacts

Todd Gregory, EVP & Chief Lending Officer
(989) 596-0840 | E-Mail
Laura Yockey, SVP & Business Lending Manager
(989) 596-0842 | E-Mail
Steve Canole, SVP
(989) 596-0834 | E-Mail
Todd Clements, SVP
(989) 596-0839 | E-Mail
Missie Freier, VP
(989) 596-0841 | E-Mail
Ed Keating, SVP
(989) 596-0838 | E-Mail
Lori Martin, SVP
(989) 596-0837 | E-Mail
James Papajesk, EVP & Chief Credit Officer
(989) 596-0844 | E-Mail
Gail Sarnowski, VP
(989) 596-0835 | E-Mail