Contact Us
Branch Offices
| Main Office Angy Dixon, Office Manager (989) 799-7500 | NMLS #630935 | E-Mail |
| State Street Office Lesley Makl, Office Manager (989) 596-7500 | E-Mail |
| Downtown Bay City Office Julie Merrill, Office Manager (989) 322-7500 | NMLS #707360 | E-Mail |
| Wilder Road Office (989) 322-7500 |
| Downtown Midland Office Meleah Retzloff, Office Manager (989) 492-7500 | NMLS #901520 | E-Mail |
Business Loans
| Steve Canole, Senior Vice President & Business Lender (989) 596-0834 | E-Mail |
| Todd Clements, Senior Vice President & Business Lender (989) 596-0839 | E-Mail |
| Missie Freier, Vice President & Business Lender (989) 596-0841 | E-Mail |
| Todd Gregory, Executive Vice President & Chief Lending Officer (989) 596-0840 | E-Mail |
| Ed Keating, Senior Vice President & Business Lender (989) 596-0838 | E-Mail |
| Jesse Kendall, Assistant Vice President & Business Lender (989) 596-0825 | E-Mail |
| Lori Martin, Senior Vice President & Business Lender (989) 596-0837 | E-Mail |
| James Papajesk, Executive Vice President, Chief Credit Officer & Business Lender (989) 596-0844 | E-Mail |
| Gail Sarnowski, Vice President & Business Lender (989) 596-0835 | E-Mail |
Deposits & Cash Management
| Margo Winieckie, Senior Vice President, Cash Management & Deposit Relationships (989) 596-0821 | E-Mail |
Public Funds
| Vicki Pavlik, VP, Public Funds Manager (989) 596-0854 | E-Mail |
Mortgage Loans
| Ali Ellis, Mortgage Loan Officer (989) 596-0855 | NMLS #883429 | E-Mail |
| Dean Anderson, Mortgage Loan Officer (989) 596-0851 | NMLS #502441 | E-Mail |
| Debra Mazur, Mortgage Loan Officer (989) 596-0853 |NMLS #529640 | E-Mail |
| Dennis Dinauer, Mortgage Loan Officer (989) 596-0857 | NMLS #529641 | E-Mail |
Administration
| James Milroy, President & Chief Executive Officer (989) 272-7502 | E-Mail |
| Jeff Southcott, Senior Vice President, Deposit & Personal Lending Manager (989) 272-7505 | E-Mail |
| James Papajesk, Executive Vice President, Chief Credit Officer & Business Lender (989) 596-0844 | NMLS #529644 | E-Mail |
| Todd Gregory, Executive Vice President, Chief Lending Officer (989) 596-0840 | E-Mail |
| Anne Smith, Vice President, Branch Services Administrator (989) 272-7504 |E-Mail |
