Contact Us

Branch Offices

Main Office
Anne Smith, Assistant Vice President, Office Manager
(989) 799-7500 | NMLS #530608 | E-Mail

State Street Office
Becke Popour, Office Manager
(989) 596-7500 | E-Mail

Downtown Bay City Office
Angy Dixon, Office Manager
(989) 322-7500 | NMLS #630935 | E-Mail

Wilder Road Office
Angy Dixon, Office Manager
(989) 439-7500 | NMLS #630935 | E-Mail

Downtown Midland Office
Meleah Retzloff, Office Manager
(989) 492-7500 | NMLS #901520 | E-Mail

Steve Canole, Senior Vice President & Business Lender
(989) 596-0834 | E-Mail

Todd Clements, Senior Vice President & Business Lender
(989) 596-0839 | E-Mail

Missie Freier, Vice President & Business Lender
(989) 596-0841 | E-Mail

Todd Gregory, Executive Vice President & Chief Lending Officer
(989) 596-0840 | E-Mail

Ed Keating, Senior Vice President & Business Lender
(989) 596-0838 | E-Mail

Jesse Kendall, Assistant Vice President & Business Lender
(989) 596-0825 | E-Mail

Lori Martin, Senior Vice President & Business Lender
(989) 596-0837 | E-Mail

James Papajesk, Executive Vice President, Chief Credit Officer & Business Lender
(989) 596-0844 | E-Mail

Margo Winieckie, Senior Vice President, Cash Management & Deposit Relationships
(989) 596-0821 | E-Mail

Vicki Pavlik, VP, Public Funds Manager
(989) 596-0854 | E-Mail

Ali Ellis, Mortgage Loan Officer
(989) 596-0855 | NMLS #883429 | E-Mail

Dean Anderson, Mortgage Loan Officer
(989) 596-0851 | NMLS #502441 | E-Mail

Debra Mazur, Mortgage Loan Officer
(989) 596-0853 |NMLS #529640 | E-Mail

Dennis Dinauer, Mortgage Loan Officer
(989) 596-0857 | NMLS #529641 | E-Mail

James Milroy, President & Chief Executive Officer
(989) 272-7502 | E-Mail

Jeff Southcott, Senior Vice President, Deposit & Personal Lending Manager
(989) 272-7505 | E-Mail

James Papajesk, Executive Vice President, Chief Credit Officer & Business Lender
(989) 596-0844 | NMLS #529644 | E-Mail

Todd Gregory, Executive Vice President, Chief Lending Officer
(989) 596-0840 | E-Mail