Contact Us

Branch Offices

Main Office Branch
Keith Wenzel, Branch Manager
(989) 799-7500 | E-Mail
State Street Branch
Lesley Makl, Branch Manager
(989) 596-7500 | E-Mail
Downtown Bay City Branch
Julie Merrill, Branch Manager
(989) 322-7500 | NMLS #707360 | E-Mail
Wilder Road Branch
Amy Grochowski, Branch Manager
(989) 439-7500 | E-Mail
Downtown Midland Branch
Meleah Retzloff, Branch Manager
(989) 492-7500 | NMLS #901520 | E-Mail

Business Loans

Todd Gregory, Executive Vice President & Chief Lending Officer
(989) 596-0840 | E-Mail
Laura Yockey, Senior Vice President & Business Lending Manager
(989) 596-0842 | E-Mail
Steve Canole, Senior Vice President & Business Lender
(989) 596-0834 | E-Mail
Todd Clements, Senior Vice President & Business Lender
(989) 596-0839 | E-Mail
Missie Freier, Vice President & Business Lender
(989) 596-0841 | E-Mail
Ed Keating, Senior Vice President & Business Lender
(989) 596-0838 | E-Mail
Lori Martin, Senior Vice President & Business Lender
(989) 596-0837 | E-Mail
James Papajesk, Executive Vice President, Chief Credit Officer & Business Lender
(989) 596-0844 | E-Mail
Gail Sarnowski, Vice President & Business Lender
(989) 596-0835 | E-Mail

Deposits, Cash Management & Public Funds

Margo Winieckie, Senior Vice President, Cash Management & Deposit Relationships
(989) 596-0821 | E-Mail
Lynne Neumeyer, Senior Vice President, Business Services & Public Funds
(989) 596-0843 | E-Mail

Mortgage Loans

Ali Ellis, Mortgage Loan Officer
(989) 596-0855 | NMLS #883429 | E-Mail
Amy Courtney, Mortgage Lender
(989) 272-7548 | NMLS #2443738 | E-Mail
Dean Anderson, Mortgage Loan Officer
(989) 596-0851 | NMLS #502441 | E-Mail
Debra Mazur, Mortgage Loan Officer
(989) 596-0853 |NMLS #529640 | E-Mail
Dennis Dinauer, Mortgage Loan Officer
(989) 596-0857 | NMLS #529641 | E-Mail

Administration

James Milroy, President & Chief Executive Officer
(989) 272-7502 | E-Mail
Todd Gregory, Executive Vice President, Chief Lending Officer
(989) 596-0840 | E-Mail
James Papajesk, Executive Vice President, Chief Credit Officer & Business Lender
(989) 596-0844 | NMLS #529644 | E-Mail
Angy Dixon, Assistant Vice President, Branch Services Administrator
(989) 596-0831 |E-Mail