A 1st State Banker will help you select the account that’s right for you. Regardless of the size of your organization, we have a solution for you to manage cash, from a simple, straightforward checking account to a more customized approach to help manage complex banking needs.
|Checking||Plus Checking||Premium Money Market|
|This account is for you...||Basic operating account with moderate to high banking activity.||Customers with moderate activity and balances, that would like to earn interest.||For organizations with larger deposit requirements, you will earn the maximum interest while still enjoying the convenience of writing checks.|
|Usage Guidelines||No monthly activity||No minimum balance requirement. 250 items allowed. Excess fees $0.25 per item over 250.||$25,000 Average Monthly Balance to avoid maintenance charge. Unlimited withdrawals if done in person or at the ATM. Preauthorized withdrawals, electronic transfers, and checks are limited to six per month.|
|(Transactions and minimum balance requirement.)|
|Minimum to Open||$50||$50||$50|
|Monthly Maintenance Charge||N/A||N/A||$25 if minimum is not maintained.|