Deposit Accounts

A 1st State Banker will help you select the account that’s right for you.  Regardless of the size of your organization, we have a solution for you to manage cash, from a simple, straightforward checking account to a more customized approach to help manage complex banking needs.

 CheckingPlus CheckingPremium Money Market
This account is for you...Basic operating account with moderate to high banking activity.Customers with moderate activity and balances, that would like to earn interest.For organizations with larger deposit requirements, you will earn the maximum interest while still enjoying the convenience of writing checks.
Usage GuidelinesNo monthly activityNo minimum balance requirement. 250 items allowed. Excess fees $0.25 per item over 250.$25,000 Average Monthly Balance to avoid maintenance charge. Unlimited withdrawals if done in person or at the ATM. Preauthorized withdrawals, electronic transfers, and checks are limited to six per month.
(Transactions and minimum balance requirement.)
Minimum to Open$50$50$50
Monthly Maintenance ChargeN/AN/A$25 if minimum is not maintained.
Earnings CreditN/AN/AN/A
Online BankingYESYESYES