Business Charge Card


Our Business Charge Card provides you with benefits and rewards while providing the purchasing power you need. Let 1st State Bank’s business charge card be your safe, fast, convenient way to manage your business.

  • No annual fee
  • Customer service available 24/7
  • Earn travel and merchandise rewards through
  • Choose from three statement formats
  • Online account management by eZBusiness

eZBusiness Online Management System


eZBusiness offers many resources and tools to assist you in managing the everyday usage on behalf of your company and cardholders.

  • Manage cash flow
  • Monitor employee spending
  • Options to manage user cards
  • Set individual spending limits
  • Lock access and more…

For more information, visit any of our Banking Offices or please Contact Us.


Lender Contacts

Steve Canole, SVP
(989) 596-0834 | E-Mail
Todd Clements, SVP
(989) 596-0839 | E-Mail
Missie Freier, VP
(989) 596-0841 | E-Mail
Todd Gregory, EVP & Chief Lending Officer
(989) 596-0840 | E-Mail
Ed Keating, SVP
(989) 596-0838 | E-Mail
Jesse Kendall, AVP
(989) 596-0825 | E-Mail
Lori Martin, SVP
(989) 596-0837 | E-Mail
James Papajesk, EVP & Chief Credit Officer
(989) 596-0844 | E-Mail
Gail Sarnowski, VP
(989) 596-0835 | E-Mail