Fraud ProtectionALL TOPICS

ACH (Automated Clearing House)

Let us help you develop your company’s Internal Guide for Managing ACH (Automated Clearing House) Transactions. Preventing fraud is top on your list!   82% of businesses have been victimized by payments fraud, according to the Payments Fraud and Control Survey (Click here to review the entire Survey). Of that 82 percent:   • 64% resulted from actions of an […]

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Online Banking Data Security

1st State Bank has security measures in place to protect your account information, but to make it effective we need your help and cooperation. Many account hijacking attempts come as a result of hacking into individual user accounts, and from there electronically breaking into the bank using your information and security codes.    There are several precautions that you should […]

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Password Security

Password security has become an important question as more and more of us use online accounts and mobile accounts to access financial information. There are some simple things each of us can do to help protect ourselves online with one of the biggest being the use of “strong” passwords. The keys to a password’s strength are length and complexity. An […]

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Positive Pay Service

  Our Positive Pay Service offers your business powerful fraud protection against check and ACH fraud.     Here’s How It Works  All authorized ACH and check payments are entered in the online register Daily payments presented to your business account are verified against the register Payments not found in the register are flagged as exceptions Daily notifications are sent […]

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Secure Alert Service

Monitor your account activity couldn’t be easier.  Secure Alerts are delivered in real time to a designed email address, by mobile text or through your Online Banking account.  You choose when information is delivered, allowing for specific timeframes to receive alerts.  Choose from dozens of Alert Messages – from knowing when a check has cleared your account  to receiving a […]

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E-Statements

We highly recommend all our customers take advantage of this free service.  Sign up for Online Banking and you have the ability to view statements for your checking, savings, loans and lines of credit all in one place.  Your statement history is available online for up to seven years for you to access in a secure environment whenever you like.  […]

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