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Business Loan Application

Online Banking Login

Business Loan Application

Application for business loans

Name(Required)

1. Loan Request

Business must be located in Saginaw, Bay, or Midland County. Maximum Aggregate Credit Exposure $250,000. (Customers with existing loans at 1st State Bank please contact your Business Lender)
Loan Type(Required)
Available Collateral

2. Business Information

Business Classification(Required)
Company Address(Required)
MM slash DD slash YYYY
MM slash DD slash YYYY
MM slash DD slash YYYY

3. Owners/Guarantors

List any Individual who has 20% or more ownership or would be a guarantor of the loan.

Owner/Guarantor #1

Name(Required)
MM slash DD slash YYYY
Address(Required)

Owner/Guarantor #2

Name
MM slash DD slash YYYY
Address

Owner/Guarantor #3

Name
MM slash DD slash YYYY
Address

Owner/Guarantor #4

Name
MM slash DD slash YYYY
Address

4. Additional Information

Has the business incurred any loss in the last three years?
Is the business, owners, or guarantors party to any claim, judgement, or lawsuit?
Has the business, owners, or guarantors been involved in any bankruptcy proceedings?
Are more than 20% of revenues from, or expenses to, any related entity?
Is the business or any of its assets for sale or under agreement for sale?

5. Signatures

Company Representative Consent(Required)
A. If multiple applicants/guarantors are joining in on this application, the undersigned intend to apply jointly as Borrowers and/or Guarantors of the loans for the company listed on the application, if applicable. The assets and income of each Borrower and Guarantor will be relied upon as a basis for the loan request.


B. each undersigned (1) certifies that all information furnished and to be furnished in connection with this application is and will be true and complete, without omission of information, and fairly represents the financial condition of the Borrowers and/or Guarantors; and (2) grants connection with the application, Including but not limited to business and personal credit reports.


C. The federal Equal Credit Opportunity Act prohibits creditors from discriminating agains credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or party of the applicant's income derives from any public assistance program; or because the applicant has a good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106.
Owner/Guarantor #1 - Name(Required)
Owner/Guarantor #1 - Consent(Required)
A. If multiple applicants/guarantors are joining in on this application, the undersigned intend to apply jointly as Borrowers and/or Guarantors of the loans for the company listed on the application, if applicable. The assets and income of each Borrower and Guarantor will be relied upon as a basis for the loan request.


B. each undersigned (1) certifies that all information furnished and to be furnished in connection with this application is and will be true and complete, without omission of information, and fairly represents the financial condition of the Borrowers and/or Guarantors; and (2) grants connection with the application, Including but not limited to business and personal credit reports.


C. The federal Equal Credit Opportunity Act prohibits creditors from discriminating agains credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or party of the applicant's income derives from any public assistance program; or because the applicant has a good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106.
Owner/Guarantor #2 - Name
Owner/Guarantor #2 - Consent
A. If multiple applicants/guarantors are joining in on this application, the undersigned intend to apply jointly as Borrowers and/or Guarantors of the loans for the company listed on the application, if applicable. The assets and income of each Borrower and Guarantor will be relied upon as a basis for the loan request.


B. each undersigned (1) certifies that all information furnished and to be furnished in connection with this application is and will be true and complete, without omission of information, and fairly represents the financial condition of the Borrowers and/or Guarantors; and (2) grants connection with the application, Including but not limited to business and personal credit reports.


C. The federal Equal Credit Opportunity Act prohibits creditors from discriminating agains credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or party of the applicant's income derives from any public assistance program; or because the applicant has a good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106.
Owner/Guarantor #3 - Name
Owner/Guarantor #3 - Consent
A. If multiple applicants/guarantors are joining in on this application, the undersigned intend to apply jointly as Borrowers and/or Guarantors of the loans for the company listed on the application, if applicable. The assets and income of each Borrower and Guarantor will be relied upon as a basis for the loan request.


B. each undersigned (1) certifies that all information furnished and to be furnished in connection with this application is and will be true and complete, without omission of information, and fairly represents the financial condition of the Borrowers and/or Guarantors; and (2) grants connection with the application, Including but not limited to business and personal credit reports.


C. The federal Equal Credit Opportunity Act prohibits creditors from discriminating agains credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or party of the applicant's income derives from any public assistance program; or because the applicant has a good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106.
Owner/Guarantor #4 - Name
Owner/Guarantor #4 - Consent
A. If multiple applicants/guarantors are joining in on this application, the undersigned intend to apply jointly as Borrowers and/or Guarantors of the loans for the company listed on the application, if applicable. The assets and income of each Borrower and Guarantor will be relied upon as a basis for the loan request.


B. each undersigned (1) certifies that all information furnished and to be furnished in connection with this application is and will be true and complete, without omission of information, and fairly represents the financial condition of the Borrowers and/or Guarantors; and (2) grants connection with the application, Including but not limited to business and personal credit reports.


C. The federal Equal Credit Opportunity Act prohibits creditors from discriminating agains credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or party of the applicant's income derives from any public assistance program; or because the applicant has a good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106.

Upon receipt of your application, you will be contacted by a 1st State Bank Business Lender within one business day.

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