Locations     
Image For: Logo
ONLINE BANKING
  • Click on Menu

  • menu
  • Home
  • Business
    • Deposit Accounts
      • Checking & Savings
      • ICS & CDARS
      • HSA (Health Savings Accounts)
    • Banking Services
      • Cash Disbursements
      • Cash Collections
    • Loans
      • Charge Cards
      • Loans
      • Small Loan Program
      • Business Lending Team
  • Public Funds
    • Deposit Accounts
      • Checking & Savings
      • ICS & CDARS
    • Banking Services
      • Cash Disbursements
      • Cash Collections
  • Personal
    • Deposit Accounts
      • Checking & Savings
    • Banking Services
      • Online Services
      • Mobile Services
    • Loans
      • Mortgage Center
      • Home Equity & Other Loans
  • About Us
    • General Information
      • The Bank for Business
      • Locations
      • Careers
      • RUBY Award
      • Contact Us
      • Board of Directors
    • News and Updates
      • Newsletters & Annual Reports
      • Press Releases
  • Resources
    • Customer Learning Center
      • Business & Personal Demos
      • Customer Education
    • Charge Cards & Rewards
      • Manage Your Business Charge Card
      • Manage Your Personal Charge Card
      • Scorecard Rewards – Business
      • cRewards – Personal
    • Additional Resources
      • Online Check Orders
      • Manage Your 1st State Bank Mortgage
      • Manage Your ID TheftSmart
      • Calculators
  • ONLINE BANKING

Business Loan Application

  • 1. Loan Request

    Business must be located in Saginaw, Bay, or Midland County. Maximum Aggregate Credit Exposure $250,000. (Customers with existing loans at 1st State Bank please contact your Business Lender)
  • Please enter a number from 0 to 150000.
  • Please enter a number from 0 to 250000.
  • Please enter a number from 0 to 250000.
  • Please enter a number from 0 to 250000.
  • 2. Business Information

  • 3. Owners/Guarantors

    List any individual who has 20% or more ownership or would be a guarantor of the loan.
  • 4. Additional Information

  • 5. Certifications

    A. If multiple applicants/ guarantors are joining in on this application, the undersigned intend to apply jointly as Borrowers and/or Guarantors of the loans for the company listed on the application, if applicable. The assets and income of each Borrower and Guarantor will be relied upon as a basis for the loan request.
  • B. Each undersigned (1) certifies that all information furnished and to be furnished in connection with this application is and will be true and complete, without omission of information, and fairly represents the financial condition of the Borrowers and/or Guarantors; and (2) grants connection with the application, including but not limited to business and personal credit reports.
  • C. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106.
  • 6. Signatures

  • Company Name and Representative Signature

  • Owner/ Guarantor Name(s) and Signature(s)

  • This field is for validation purposes and should be left unchanged.

Privacy & Security | Disclosures
Routing #072414158
©2023 1st State Bank. Member FDIC, Equal Housing Lender

Bank Website Developed & Hosted By BankSITE®
  • Business
    • Checking & Savings
    • Cash Disbursements
    • Cash Collections
    • Loans
  • Personal
    • Checking & Savings
    • Banking Services
    • Home Equity & Other Loans
  • Resources
    • Contact Us
    • Career Opportunities
    • RUBY Award
    • Online Learning Center
    • Customer Learning Center
Icon For: Facebook Icon For: Twitter Icon For: LinkedIn
Icon For: F.D.I.C. Icon for: Equal Housing Lender

Please choose Personal or Business below

Please choose Personal or Business below

Online Banking

    Forgot password or PIN?
    Enroll   Forgot Password
×
Test

External Link Disclaimer

Important Notice About External Links

From time to time, we provide links to other websites for the use of our visitors, which have been compiled from internal and external sources. By clicking “Continue” below, you will be opening a new browser window and leaving our website. Although we have reviewed the website prior to creating the link, we are not responsible for the content of the sites.

Information on linked website pages may become dated or change without notice, and we do not represent or warrant that information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information.

The privacy policy of this bank does not apply to the website you visit. We suggest that you always verify information obtained from linked websites before you act upon such information.

Close Continue
×
Test

Important Notice About E-Mail

Regular e-mail is not necessarily secure against interception. If your communication is very sensitive or includes personal information such as your account numbers, credit card number, or social security number—you may want to call us, or send it through the U.S. Post Office instead.

Close Continue
×